Raise Money from the Equity in Your Home.

Your house’s “equity” is defined as the difference between the market value of the house and the amount still owed on the mortgage. If the latter amount is higher, then you have negative equity, but if the market value is the greater figure, then an Equity Release Plan can enable you to raise money from the value of your home.

Equity Release plans, otherwise called Lifetime Mortgages, (we do not undertake home reversion schemes), can provide you with a lump sum or a regular income depending upon your needs.

IPFM are regulated by the FCA, offering you expert independent advice. We will research the wider market and find a plan that suits your needs and circumstances.

IPFM’s equity release services include:

  • Lifetime Mortgages
  • Remortgages

Equity Release (Lifetime mortgages) – This is a lifetime mortgage, to understand the features and risks, ask for a personalised illustration.’

Using equity in your home will affect the amount you are able to leave as an inheritance.  Any means tested state benefits (both current and future) may be affected by any equity released.

Mortgages – Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home, your home may be repossessed if you do not keep up repayments on your mortgage.