Independent Personal Financial Management Ltd.
01767 600912
"Tailor Made Investments to Suit Your Needs"

Saving in a bank or building society is a low risk way to build up money, however, the opportunity for growth is limited. If interest rates offered by a bank or building society is lower than inflation then the spending power of your money can be eroded over time.

Investing your savings provides the potential to generate far greater returns than you could achieve if you simply leave your funds in a deposit account. However, as an investor you are taking a greater risk as the returns are not guaranteed and the capital sum you invest could also be at risk.

There are a wide variety of investment options available, when deciding how to invest your money, IPFM can help you make the right decisions, and we can tailor an investment strategy specific to your individual needs, risk tolerance and capacity.

We take into account key factors such as:

Your Personal Circumstances (age, health, dependents, financial goals)

Investment duration

The level of risk you are prepared to take and your capacity for loss

Your personal tax position

We can then create a portfolio that is exactly right for you, which could consist of a variety of the following:

Collectives

Investment Bonds

Investment Funds & Investment Trusts

ISAs

Junior ISAs

Equity Investments

Corporate Bonds

Income Bonds & Growth Bonds

Offshore Collectives

OEICs

Unit Trusts

Trusts

At IPFM, we pride ourselves on our personal service, and will endeavour to assist you in making the right investment choices, and of course will provide ongoing portfolio support and advice.